Damage to your home can be devastating and nearly impossible to plan for. Whether your water pipes burst, a tree falls on your roof or a severe storm damages your house, dealing with these issues can be exhausting. If the damage has made your home unlivable, that is the first thing that needs to be addressed. Clean-up, assessment and insurance estimates and repairs are the next steps. It can be a huge hassle. First things first, all homeowners should be aware of their current insurance coverage. Let’s take a closer look.
Homeowners Insurance Coverage
Taking the time to review what is and isn’t covered on your homeowner’s insurance policy is a good idea. When it comes to home disasters, many are covered but some are not. For example, a typical policy will pay for damage to your property as well as your possessions in the event of a fire, theft, vandalism, and storms. Most policies will also cover shelter costs should your home be uninhabitable. However, some natural disasters are not covered with your typical policy. Often landslides, earthquakes, and sinkholes are not covered. In addition, damage caused by faulty repairs or workmanship, power failure, government action or flooding are not covered. These factors can vary by location as well as the company the insurance is purchased through. For some situations, additional coverage, like flood insurance can be added on. It is essential to take a look at your current policy and shop other insurance companies to get the coverage you feel comfortable with.
If your home experiences damage, be sure to call your insurance company immediately. They will usually send out an adjuster to assess the damage and estimate how much money insurance will provide to restore your home back to its original state. Keep in mind that often these estimates can be inaccurate. ContractorMen in Dawsonville, GA can help. With over 37 years of experience in the construction industry, ContractorMen can assess the damage to your home. They know current pricing on building materials and what it will take to put your home back together. Homeowners can refer to an estimate provided by ContractorMen to get the insurance company to pay what the true costs will be.
Simply having someone on your side to help when disaster strikes is a good feeling. Many times homeowners don’t know what questions to ask or what should be covered by insurance. With ContractorMen’s knowledge and experience, homeowners can back up their requests to the insurance company with expert advice. ContractorMen is also ready to do the work to get your home back in one piece. If you have to move out temporarily, they can arrive on the scene quickly and shore up your home as soon as possible. ContractorMen is your partner for home damage repairs. Call on the experts at (706) 216-2244 or contact them online. They can be reached 24/7 in case of an emergency at (404) 801-5656. Get your life back on track quickly with ContractorMen.